Target Market Determinations
Under Product Design & Distribution Obligations we are required to make available Target Market Determinations (TMD) to our clients, when requested. The Design and Distribution Obligations are intended to help consumers obtain appropriate financial products by requiring issuers and distributors to have a consumer-centric approach to the design and distribution of products.
These documents are not a substitute for the product’s terms and conditions or other disclosure documents. Consumers should refer to the product's terms and conditions or other disclosure documents when making a decision about this product. The TMDs can be found via the links below, or by contacting us directly.
